When you’re involved in a workplace accident, knowing what to do if your oilfield injury claim is denied can make all the difference in how you move forward. While your employer’s workers’ compensation insurance may be there for you during times of such injury, in many instances, injury claims are denied for a variety of reasons.
Texas is a state known for its oilfields and diligent industry workers. The work itself is inherently dangerous at all times and can lead to injury of those involved in the day-to-day operations. When these Injuries happen to you, you need to know your rights.
Many states require private employers to carry workers’ compensation insurance, but Texas is not one of them. While many employers here do carry it, you can still be denied the compensation you deserve. It’s essential to know what to do next if this happens to you and why consulting with an oilfield injury attorney will be beneficial.
Injuries sustained in an oilfield work environment result from a number of common causes. These include:
Whatever the cause of your workplace injury, receiving compensation for medical bills and lost wages is essential. When your claim is denied, it impacts you not only physically but also financially.
While employers are not required to provide workers’ compensation in Texas, those that do closely monitor the claims filed. Along with the insurance company, they will be looking for reasons to deny the oilfield injury claim to save money on their end.
As a result, not all claims are accepted. The most common reasons for when an insurer denies an oilfield injury claim are:
An oilfield worker injury insurance claim requires diligent follow-through, and when it is denied, it can be troubling and confusing. It’s essential not to give up and to know your options going forward.
Knowing what to do if your oilfield injury claim is denied can keep you from giving up or growing overly frustrated.
Here are the steps to take after your claim is denied.
You may also be asking yourself what if my employer’s insurance won’t cover my injury on an oilfield. Who’s going to help pay your medical bills and any lost wages as a result of that injury?
Even if your employer carries workers’ compensation, it may not cover all your needs. In some cases, even the employer-provided medical insurance might not cover your injury. As a result, you’ll need reliable legal advice of an experienced personal injury lawyer to learn what options are available to you.
Not only will the lawyer be familiar with state and federal workers’ compensation laws, but he or she can also advise you on personal injury and third-party lawsuits.
Proving negligence on the part of the employer, another employee, or a separate third party or parties allows you to successfully pursue a lawsuit to gain the compensation you deserve.
A third party may be the manufacturer of defective equipment or gear, a contractor, or some other party related to your work. Other examples include the refinery companies, transport operators, and landowners.
When insurance won’t cover your oilfield injury, you need options. Seek the assistance of an experienced oilfield worker injury lawyer to learn what these are and how to be successful in obtaining deserved compensation for your injuries.
Our team at Hanna Law Firm understands the work and needs of oilfield workers. We are also experienced in both workers’ compensation and personal injury law and can help you obtain the compensation you need and deserve.
Call our oilfield worker injury lawyer today at 432-606-2378 and schedule a free consultation.