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Car accidents are a sudden and often unavoidable part of life. Unfortunately, large truck accidents can result in severe injuries, significant property damage, and various insurance hassles. Working with an insurance company following a truck crash can be daunting, especially when dealing with mounting medical bills, lost wages, and physical pain. Let’s look more in-depth into how to work with your insurance company after a truck crash.
Gather Evidence
Once the accident occurs, the initial step is to gather evidence as soon as possible. This might include evidence such as photos of the crash scene and injuries, the other driver's name and phone number, and contact information from any witnesses that can verify what happened. Make copies of all reports, documents, and communications regarding the incident, or have your attorney collect these on your behalf.
Review Your Insurance Policy
Review your insurance policy to know what type of insurance coverage you have before the incident. Feel free to ask your attorney if you need clarification on your policy. Different policies cover various damages, and you may need to determine if your insurance covers medical expenses, property damage, lost earnings, and other affected areas.
Have Regular Communication with Your Insurance Company
Once you've contacted your insurance company about the incident, communicate regularly to keep them informed about your recovery process. Keep all follow-up appointments and keep track of your treatments, as these can impact your case. Insurance companies often look at your medical records to determine the severity of your injuries and the damages you're eligible to recover.
Avoid Admitting the Fault
When you talk to other insurance companies or even the other driver, avoid admitting fault, if possible. Admitting guilt can impact the course of your case negatively. Even if you think something was your fault, let the investigations determine the true cause of the accident before providing any statements.
Work with a Personal Injury Attorney
Working with an attorney with experience in personal injury cases can be highly beneficial in this type of situation. They can help you navigate the insurance process and work with your insurance company to get the best settlement possible. An experienced attorney can help you build a strong case, negotiate with insurance companies, and protect your rights if your case goes to trial.
Hanna Allen, PLLC Is Here to Help
Navigating your claims process after a truck accident can be challenging, but the above steps can help. When working with your insurance company, staying well-informed about your policy and maintaining regular communication with them is essential. Hiring a personal injury attorney can also be especially helpful in walking you through the process, negotiating with insurance companies, and ultimately fighting for the compensation you deserve. If you've been involved in a truck accident, don't hesitate to contact our firm. We are always happy to help you understand your rights, review your coverage and case, and provide guidance at every step of the claims process.
Contact us today at or visit us online to schedule a free consultation with a member of our team.